Since 2007 | Millions funded | Ready to help you, too.
How It Works
1. Tell us about the deal
Send the short application or call 713-314-0350.
2. Get a quick go/no-go
Our common-sense underwriting is about your property, so you get a fast decision or a clear answer on what it will take to get funded.
3. Close and fund
Close quickly, with an experienced professional available from underwriting through closing.
Testimonials
Hear what our happy clients have to say about LJC Financial & the advantage our hard money loans provide to Houston business owners!
I have worked with LJC Financial for the last few years. What makes them stand apart is their seamless funding process. They are also understanding to the business needs of their client’s business operations and offer renewal loan options for clients. I would definitely recommend LJC Financial to anyone looking for a quality lender.
I am a first-time flipper and LJC Financial, LLC has walked me through every step of the way and has made this experience much simpler than I could have ever imagined. I look forward to my next 10.
Loans We Recently Funded
Loans We Recently Funded
Short Term Loans
Fix and Flip · Bridge Loans · Rental Property · Cash-Out Refinance
Hard Money Loan Programs in Greater Houston
LJC Financial offers hard money loans to real estate investors throughout greater Houston. Our asset-based loans are built around the property, not your credit score, with fast, common-sense decisions from a direct lender. Whether it’s your first deal or your 50th, we’ll help you find the right program.
Fix and flip loans are used to buy residential properties and multi-family homes that are in foreclosure or at auction.
Bridge loans allow borrowers to use the home or the equity in it as collateral until they can find something long term.
Asset-based rental property lending gives you the flexibility needed to close fast on single- or multi-family properties
A cash-out refinance lets you free up the equity that has built up in your property to use or reinvest in another opportunity.
Why Investors Choose LJC
Direct lender, not a broker
You deal with the decision-makers.
Lending since 2007
Funding investors in single-family, multi-family 1-4, rent-to-own and select commercial projects.
Investor experience
Our team has real estate investor experience and knows what it takes to get your deal done.
