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Fast, local loans for experienced Houston investors.

Fix-and-flip and bridge loans from a Houston direct lender, lending since 2007. Built for investors with 2 or more completed flips or rental refinances in the last 3 years who want a fast, straight answer on their next greater Houston deal.

Direct lender, not a broker · Lending since 2007 · Houston-based

Hard money loans in Houston, Texas

Since 2007 | Millions funded | Ready to help you, too.

How It Works

1. Tell us about the deal

Send the short application or call 713-314-0350.

2. Get a quick go/no-go

We look at the whole deal: the property, your budget, your exit and your track record. You get a fast decision or a clear answer on what it will take to get funded.

3. Close and fund

Close quickly, with an experienced professional available from underwriting through closing.

Testimonials

Hear from Houston investors who have funded deals with LJC Financial.

I have worked with LJC Financial for the last few years. What makes them stand apart is their seamless funding process. They are also understanding to the business needs of their client’s business operations and offer renewal loan options for clients. I would definitely recommend LJC Financial to anyone looking for a quality lender.
E. Spear, Wealth Education Academy

Short-Term Investor Loans

Fix-and-flip and bridge loans for experienced real estate investors in greater Houston.

Fix and Flip · Bridge Loans

See Our Loan Programs

Hard Money Loan Programs in Greater Houston

LJC Financial makes fix-and-flip and bridge loans to experienced real estate investors throughout greater Houston. You work directly with the people who make the decision, and we look at the whole deal: the property, your plan, your budget and your track record. Tell us about your next project and we’ll give you a fast, straight answer.

Why Investors Choose LJC

Direct lender, not a broker

You deal with the decision-makers.

Lending since 2007

Funding Houston real estate investors in single-family, 1–4 unit and select commercial and special-use projects, such as assisted living.

Investor experience

Our team has real estate investor experience and knows what it takes to get your deal done.

Frequently Asked Questions

A short-term loan from a private lender, secured by investment real estate. LJC looks at the whole deal: the property, the plan, the budget and the investor’s track record.
No. LJC Financial is a direct hard money lender, not a broker.
Throughout the greater Houston area. LJC is based in Houston.
Fix-and-flip and bridge loans for real estate investors in greater Houston.
Single-family and 1–4 unit investment properties in greater Houston. LJC also funds select commercial and special-use projects, such as assisted living.
Investors who have recently completed flips or rental refinances, have the cash for their share of the project plus reserves, and are buying or refinancing investment property in greater Houston.
No. LJC makes business-purpose loans on investment property only, not on a home you or your family will live in.
LJC uses common-sense underwriting and can give you a quick go/no-go decision, or tell you what it will take to get your project funded.
Use the Make a Payment link at the top of the site.

Found a deal? Let’s get it funded.

Get a quick go/no-go decision from a direct Houston lender.
713-314-0350 · greg@ljcfinancial.com · PO Box 273395, Houston, TX 77277-3395

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