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Navigating Texas Real Estate Investments with Precision

LJC Financial, your premier hard money lender in Texas, has been empowering real estate investors with flexible financing solutions since 2007. Specializing in fix and flips, bridge loans, rental property financing, and cash out refinancing, we’re committed to fueling your investment success without the constraints of traditional credit scores. Our approach is personal and property-focused, ensuring we meet the unique needs of investors across Houston, Austin, San Antonio, and Dallas-Ft. Worth Texas achieve their financial goals. Experience personalized guidance and reliable financing to achieve your real estate goals. Discover the LJC difference and make informed decisions in your real estate ventures.

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Hear what our happy clients have to say about LJC Financial & the advantage our hard money loans provide to Houston business owners!

I have worked with LJC Financial for the last few years. What makes them stand apart is their seamless funding process. They are also understanding to the business needs of their client’s business operations and offer renewal loan options for clients. I would definitely recommend LJC Financial to anyone looking for a quality lender.
E. Spear, Wealth Education Academy

I am a first-time flipper and LJC Financial, LLC has walked me through every step of the way and has made this experience much simpler than I could have ever imagined. I look forward to my next 10.

T. Surrell, Happy in Texas

Loans We Recently Funded

Loans We Recently Funded


Short Term Loans

Our hard money loans are based on the value of your property-not your credit score!

Fix and Flip Acquisition/Cash Out Refinance

Up to 24 months

LTV up to 80%

No Prepayment Penalty

Close in two weeks or faster

Loan Packages

Hard Money Lending Options in Texas

Discover tailored hard money lending solutions with LJC Financial, catering exclusively to real estate investors in Eastern Houston’s prime neighborhoods. Our asset-based loans, ranging from $100,000 to $2 million, are your key to unlocking investment opportunities in Harris County, Galveston, and the thriving Energy Corridor, west of I-45. Benefit from our expedited process, potentially closing in as little as two weeks. Let our expertise in local markets guide your next investment toward success. Connect with us for personalized financing solutions in Houston’s premier investment zones.

Ready to talk?

Let’s discuss your lending needs. Get in touch today to start making smarter choices regarding mortgages.

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