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Hard Money Lender in Texas

LJC Financial is a trusted hard money lender that specializes in providing a wide range of financing solutions to real estate investors in Texas. Since 2007, we have successfully funded millions of dollars in fix and flip lending, bridge loans, rental property loans, and cash out refinancing options.

We understand that traditional hard money lenders may not always be able to meet your needs, which is why we take a different approach. As asset-based lenders, we base our lending decisions on the value of your property rather than your credit score. Our expert team has helped hundreds of investors in Houston, Austin, San Antonio, and Dallas-Ft. Worth Texas achieve their financial goals.

Our commitment to providing exceptional service means that we take the time to understand your unique situation and guide you towards the best financing options for your needs. You can trust our experienced professionals to address all of your hard money lending concerns and provide you with personalized guidance every step of the way.

With LJC Financial, you can rest assured that you are working with a reliable asset-based lender in Texas. Contact us today to learn more about how we can help you make smarter choices when it comes to mortgages.

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Hear what our happy clients have to say about LJC Financial & the advantage our hard money loans provide to Houston business owners!

I have worked with LJC Financial for the last few years. What makes them stand apart is their seamless funding process. They are also understanding to the business needs of their client’s business operations and offer renewal loan options for clients. I would definitely recommend LJC Financial to anyone looking for a quality lender.
E. Spear, Wealth Education Academy

I am a first-time flipper and LJC Financial, LLC has walked me through every step of the way and has made this experience much simpler than I could have ever imagined. I look forward to my next 10.

T. Surrell, Happy in Texas

Loans We Recently Funded

Loans We Recently Funded


Short Term Loans

Our hard money loans are based on the value of your property-not your credit score!

Fix and Flip Acquisition/Cash Out Refinance

Up to 24 months

LTV up to 80%

No Prepayment Penalty

Close in two weeks or faster

Loan Packages

Hard Money Lending Options in Texas

At LJC Financial, we offer a range of asset-based lending options for real estate investors in Texas. Our Texas private hard money loans are available in amounts ranging from $100,000 to $2 million, making it easy to find the financing you need for your next investment.

We understand that timing is everything in the real estate market, so we offer a fast and efficient application process. You could potentially close on your loan in as little as two weeks, allowing you to take advantage of profitable investment opportunities quickly.

Our experienced professionals are committed to helping you achieve your financial goals by providing personalized guidance and direction throughout the lending process. We pride ourselves on being a reliable and trustworthy lender and are dedicated to helping you succeed in your real estate investment ventures.

Contact us today to learn more about our asset-based lending options and how we can help you secure the financing you need for your next real estate investment.

Ready to talk?

Let’s discuss your lending needs. Get in touch today to start making smarter choices regarding mortgages.

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