Fast, local loans for experienced Houston investors.
Fix-and-flip and bridge loans from a Houston direct lender, lending since 2007. Built for investors with 2 or more completed flips or rental refinances in the last 3 years who want a fast, straight answer on their next greater Houston deal.
Direct lender, not a broker · Lending since 2007 · Houston-based

Since 2007 | Millions funded | Ready to help you, too.
How It Works
1. Tell us about the deal
Send the short application or call 713-314-0350.
2. Get a quick go/no-go
We look at the whole deal: the property, your budget, your exit and your track record. You get a fast decision or a clear answer on what it will take to get funded.
3. Close and fund
Close quickly, with an experienced professional available from underwriting through closing.
Testimonials
Hear from Houston investors who have funded deals with LJC Financial.
I have worked with LJC Financial for the last few years. What makes them stand apart is their seamless funding process. They are also understanding to the business needs of their client’s business operations and offer renewal loan options for clients. I would definitely recommend LJC Financial to anyone looking for a quality lender.
Short-Term Investor Loans
Fix and Flip · Bridge Loans
Hard Money Loan Programs in Greater Houston
LJC Financial makes fix-and-flip and bridge loans to experienced real estate investors throughout greater Houston. You work directly with the people who make the decision, and we look at the whole deal: the property, your plan, your budget and your track record. Tell us about your next project and we’ll give you a fast, straight answer.
Why Investors Choose LJC
Direct lender, not a broker
You deal with the decision-makers.
Lending since 2007
Funding Houston real estate investors in single-family, 1–4 unit and select commercial and special-use projects, such as assisted living.
Investor experience
Our team has real estate investor experience and knows what it takes to get your deal done.




