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Asset-based lending
for Texas

We’ve funded millions in loans since 2007, and we can fund your project too!

Since 2007, LJC Financial has helped hundreds of investors get the funding they need when traditional lenders have said NO. We’re experts in saying YES—and we can help you, too! We are asset-based lenders in Texas, specifically for people in Houston, Austin, San Antonio, and Dallas-Ft. Worth Texas. With so many years in the business, we fund hard money, private real estate loans for borrowers looking to do a fix ‘n flip, bridge loans, cash-out refinancing, and to buy rental property.

Our experienced professionals are committed to easing your concerns and addressing all of your funding needs. We provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. You won’t find a more reliable asset-based lender in Texas, so get in touch today to start making smarter choices regarding mortgages.

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Hear what our happy clients have to say about LJC Financial & the advantage our hard money loans provide to Houston business owners!

I have worked with LJC Financial for the last few years. What makes them stand apart is their seamless funding process. They are also understanding to the business needs of their client’s business operations and offer renewal loan options for clients. I would definitely recommend LJC Financial to anyone looking for a quality lender.
E. Spear, Wealth Education Academy

I am a first-time flipper and LJC Financial, LLC has walked me through every step of the way and has made this experience much simpler than I could have ever imagined. I look forward to my next 10.

T. Surrell, Happy in Texas

Loans We Recently Funded

Loans We Recently Funded


Short Term Loans

Our loans are based on the value of your property-not your credit score!

Fix and Flip Acquisition/Cash Out Refinance

Up to 24 months

LTV up to 80%

No Prepayment Penalty

Close in two weeks or faster

Loan Packages

Lending Options

We have several asset-based lending options for real estate investors. Our private loans range from $100,000 to $2 Million. Close in as little as two weeks!

Ready to talk?

Let’s discuss your lending needs. Get in touch today to start making smarter choices regarding mortgages.

Apply Now
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