Fix and Flip Loans

Fix and flip loans are used to buy residential properties and multi-family homes that are in foreclosure or at auction.

Bridge  Loans

Bridge loans allow borrowers use the home or the equity in it as collateral until they can find something long term.

Rental Property Lending

Asset-based rental property lending gives you the flexibility needed to close fast on single- or multi-family properties

Cash Out Refinancing

A cash-out refinance lets you free up the equity that has built up in your property to use or reinvest in another opportunity.

I have worked with LJC Financial for the last few years. What makes them stand apart is their seamless funding process. They are also understanding to the business needs of their client’s business operations and offer renewal loan options for clients. I would definitely recommend LJC Financial to anyone looking for a quality lender.
E. Spear, Wealth Education Academy

I am a first-time flipper and LJC Financial, LLC has walked me through every step of the way and has made this experience much simpler than I could have ever imagined. I look forward to my next 10.

T. Surrell, Happy in Texas

Private Money Loans in Houston Texas

LJC Financial is a Hard Money Lender that is actively originating loans in Texas. As a private lender, we offer asset-based loans, which means our loans are secured by real estate or some other type of property. This makes a great option for people who may not qualify for traditional bank financing. Hard Money Loans can be used for a variety of purposes, including fix and flips, rehabs, new construction, and even refinancing.

For fix and flip investors, hard money loans can provide the capital needed to purchase a property, make repairs, and then sell it for a profit. Flippers can use hard money loans to finance the purchase and rehabilitation of a property. And new construction loans can be used to finance the building of a brand new rental home or commercial property.

Will LJC Financial Check my Credit Score for a Hard Money Loan?

Traditional lending institutions utilize credit score checks for potential borrowers when making decisions about approving loans. However, this isn’t the only factor that lenders take into account. LJC Financial understands that credit scores don’t always tell the whole story.

That’s why we offer hard money loans without a credit check. We evaluate each case on its own merits, taking into account the value of the property, the location of the property, and your ability to repay the loan.

Secure Financing Today!

If you’re interested in learning more about hard money lending contact LJC Financial today. We’d be happy to discuss our Hard Money loan options with you and see if we can help you obtain the financing you need.

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Let’s discuss your lending needs. Get in touch today to start making smarter choices regarding mortgages.

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