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Fix and Flip Loans

Fix and flip loans are used to buy residential properties and multi-family homes that are in foreclosure or at auction.

Bridge  Loans

Bridge loans allow borrowers use the home or the equity in it as collateral until they can find something long term.

Rental Property Lending

Asset-based rental property lending gives you the flexibility needed to close fast on single- or multi-family properties

Cash Out Refinancing

A cash-out refinance lets you free up the equity that has built up in your property to use or reinvest in another opportunity.

I have worked with LJC Financial for the last few years. What makes them stand apart is their seamless funding process. They are also understanding to the business needs of their client’s business operations and offer renewal loan options for clients. I would definitely recommend LJC Financial to anyone looking for a quality lender.
E. Spear, Wealth Education Academy

I am a first-time flipper and LJC Financial, LLC has walked me through every step of the way and has made this experience much simpler than I could have ever imagined. I look forward to my next 10.

T. Surrell, Happy in Texas

Private Money Loans in Houston Texas

LJC Financial, a proactive Hard Money Lender in Texas, specializes in asset-based lending, offering a robust alternative for those who might not meet the stringent requirements of traditional banking. Our approach focuses on the value of real assets, opening doors to a variety of real estate ventures from fix and flips to new constructions, without the strictures of credit score evaluations.

Flexibility for Diverse Projects

Our Hard Money Loans are ideal for real estate investors looking to turn around properties for profit, offering the agility and quick funding necessary for both acquisition and renovation. This flexibility extends to new construction projects, enabling the realization of both residential and commercial visions.

Beyond the Credit Score

Understanding that a credit score is not the sole measure of financial reliability, LJC Financial assesses each application on the intrinsic value of the property and the borrower’s repayment strategy. This nuanced approach allows us to support your endeavors with a broader perspective, ensuring that viable projects receive the funding they need.

The Advantage of Asset-Based Lending

Asset-Based Lending at LJC Financial opens a gateway to investment opportunities in Houston, Texas, by leveraging the equity of real property. This approach demystifies financing for projects deemed too unconventional for traditional banks. By valuing the property over credit history, we empower investors with the means to pursue diverse real estate endeavors—from revitalizing distressed properties to launching new constructions—ensuring that every viable project has the chance to flourish.

Embark on Your Next Project with Confidence

LJC Financial invites you to explore the potential of Hard Money Lending for your next real estate project. Our team is ready to guide you through the options available, tailored to your specific needs for swift, reliable financing solutions.

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Let’s discuss your lending needs. Get in touch today to start making smarter choices regarding mortgages.

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