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713-314-0350
When banks say no, we say yes!
Contact
2026-10-27T21:16:57+00:00
Address
PO Box 273395
Houston, Texas 77277-3395
Phone
Main Office:
713-314-0350
Get In Touch
Email
greg@ljcfinancial.com
Get In Touch
Tell Us What You Need
Name
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Name
(Required)
Phone
(Required)
Email
(Required)
What kind of loan do you need?
(Required)
Fix and flip (buy and renovate)
Bridge (buy or refinance, little or no renovation)
Something else
Property address (or the area you are looking in)
(Required)
Which county is the property in?
(Required)
Choose a county
Harris
Fort Bend
Montgomery
Brazoria
Galveston
Waller
Chambers
Liberty
Somewhere else
Loan amount you are requesting
(Required)
1. How many investment properties have you sold or refinanced in the last 36 months?
(Required)
None
1
2 to 4
5 to 9
10 or more
List up to 3 of those property addresses
Add
Remove
2. What is your credit score range?
(Required)
760 or higher
720 to 759
680 to 719
660 to 679
Below 660
Not sure
3. How much cash can you show in a bank or brokerage account today?
(Required)
Will that cash cover your share of the purchase and renovation, plus 6 months of loan payments, with money left over?
(Required)
Yes
No
Not sure
4. Will you, or any family member, live in the property?
(Required)
No
Yes
LJC makes business-purpose loans on investment property only.
5. Is the property under contract?
(Required)
Yes, it is under contract
I already own it
Not yet, still looking
Purchase price
Current as-is value
Renovation budget
Expected after-repair value
6. What is your exit plan?
(Required)
Sell the property
Refinance into a long-term rental loan with another lender
Not sure yet
Which lender will you refinance with?
7. Any bankruptcy, foreclosure, deed in lieu or short sale in the last 3 years?
(Required)
No
Yes
Any open judgments or tax liens?
(Required)
No
Yes
8. Will a licensed, insured contractor do any structural, electrical, plumbing or roof work?
(Required)
Yes
No structural, electrical, plumbing or roof work is planned
No, I will do that work myself
Not sure
9. Are any of your current loans more than 30 days late?
(Required)
No
Yes
10. Will the loan be in an LLC or corporation?
(Required)
Yes, an existing LLC or corporation
Yes, I will form one before closing
No, in my own name
Do you have a recent appraisal?
Yes
No
Upload supporting documents (optional): settlement statements from past projects, purchase contract, rehab budget
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