About Us

LJC Financial is a hard money lender based in Houston, Texas. Founded in 2007, we have provided millions of dollars in loans to real estate investors who have improved properties, stabilized neighborhoods, created jobs, and built wealth.

We specialize in single family, multi-family 1-4 and residential rent to own projects, however, we can fund a wide range of commercial real estate investment opportunities. Whether it’s your first deal or your 50th, we provide personalized guidance and direction regarding a variety of financing options and work hard to build long lasting relationships by earning your trust.

We are a direct hard money lender – not a broker. LJC can give you a “go/no go” decision quickly or advise you on what it will take to get your project funded. Our professionals have real estate investor experience and know what it takes to be successful in today’s competitive market. We keep you moving toward closing by using common sense underwriting and making quick decisions. An experienced professional is always available throughout the entire underwriting and closing process. We are committed to your success.

When banks say no, we say yes with our straightforward and transparent lending process. Get in touch today to start making smarter financing choices.