Advantages of Working with a Local Hard Money Lender Consumers have several loan options when looking to purchase a new home or start a new project. In addition to commercial lending, consumers can work with a local private lender or a “hard money lender”. Working with a local hard money lender has several advantages, including [...]
If you’re looking to flip houses, a Flip-and-Fix loan might be the perfect loan for you. While there is good money to be made in a house flip, it can be costly and you should be aware of all of your financial options. Conventional mortgages were designed for a traditional residential home, not necessarily a [...]
A hard money loan in Houston, Texas is a type of short-term bridge loan, a non-conforming loan for commercial or investment properties. Hard Money loans do not come from traditional lenders but rather from people or private companies that accept property or assets as collateral. This is different from a traditional bank loan which is [...]
Houston, Texas, known for its thriving real estate market and economic dynamism, has long been a favored destination for real estate investors seeking to expand their portfolios. Owning multiple rental properties in the vibrant Houston area not only offers the potential for robust income streams but also opens doors to tax advantages and long-term wealth-building. [...]
House flipping, the practice of purchasing, renovating, and selling a property for profit, has captured the imagination of real estate enthusiasts across the country. In Houston, Texas, this trend is thriving, thanks to the city's robust real estate market and promising investment opportunities. However, successful house flipping is not a guarantee; it requires meticulous planning, [...]
Navigating the complexities of construction loans, whether through traditional banking channels or private money lenders, presents a myriad of terms and conditions that can seem daunting at first glance. A crucial aspect of this financial landscape is the differentiation between Dutch and Non-Dutch interest rates, which can significantly affect the overall cost of your real [...]
If you're a real estate investor or looking to finance a property purchase, understanding the criteria for qualifying properties is valuable. Hard money loans offer an alternative financing option for those who may not meet traditional lending requirements. Learn more about the types of properties that are typically eligible for hard money loans and valuable [...]
Your credit score is one of the most important factors that lenders look at when you're applying for a traditional loan from a bank, but it is not the main consideration when borrowing from LJC Financial. We are an asset-based lender, meaning that the value of your property and your ability to repay the loan [...]
Real estate investment in the vast and dynamic state of Texas offers boundless opportunities, and when it comes to securing the right financing for your projects, one option stands out: Texas hard money loans. These unique financing solutions have been a game-changer for real estate investors across the Lone Star State. Whether you're a seasoned [...]
Real estate investment requires a keen eye for profitable properties. But sometimes, it can be challenging to understand what makes a home or building worth pouring your money into. Investing in real estate can be an exciting and potentially lucrative venture. Whether you're looking to grow your wealth, diversify your portfolio, or generate passive income, [...]
